One Million Dollars
NaBloPoMo Day 3 – If you found one million dollars in the morning and had to spend it by nightfall, what would you do with the money?
(This is the prompt from BlogHer for Day 1 — since I kind of used an intro posting for that day, I figured I’d use this prompt today)
It doesn’t say that what we buy has to be done/taken home/completed that day, so I’m going to be a bit flexible with this…
Here’s how I would spend the money (and in this order):
1. Pay off all my student loans
The bane of my existence! This is always my number one thing whenever I talk about having money (such as when we discuss what we would do if we won the lottery). Especially if I would have to continue to work! If I could pay it all off, that’s a good chunk of change back in my bank account every month that I could put toward something else! (good riddance Sallie Mae!)
2. Pay for my wedding & honeymoon
So this is where the flexibility I mentioned above would come into play: my wedding isn’t until next October, so I would pay all my vendors in full the day I got the money.
3. Buy a house & furnish it
We currently rent, so this would be the next thing I’d do. The house has to have at least 4 bedrooms, 2 bathrooms, a fenced-in yard and a garage. One of those rooms would be my craft room. I would furnish it to have everything I need for knitting, sewing, scrapbooking… The other rooms would be our bedroom and bedrooms for our future children. The fenced-in yard is, of course, for Sonny. The garage is for Mark; he can store his tools, turn it into a man-cave—whatever he wants. Aside from my craft room, the other room I would definitely want top-of-the-line furnished is the kitchen (complete with a KitchenAid mixer and all its attachments!)
4. Buy a car
I’m not a huge car person, so I wouldn’t buy anything too expensive, (especially since I’ll still have to pay insurance, etc.); but I would definitely buy a new car — not really sure what kind, but a nice little one, good on gas, nothing big and crazy! Definitely a 4-door.
5. Throw a catered dinner party with friends and family
I would love to have a big, catered dinner — what kind of food? maybe a few different places to get all sorts of foods. I would hope I found the money in spring or summer so I could rent a big tent and have it outside.
6. Buy season tickets to the Bruins
This is another one where I’m being flexible. It would be fun to have season tickets — love those guys! (just one season)
7. Make donations to a few charities
There are lots of charities out there that could use the help, so I’d pick one that helps animals, one that helps children, and definitely the American Cancer Society.
Of course, these could split a number of different ways based on how much I’m willing to spend on each of the above. (The only one not open to negotiation would be the student loans — those are getting paid off in full, no matter what!) And when I originally did a rough estimate breakdown, I was still left with around $45,000 (but I decided to put that toward the house).
Oh, if only fantasy could mirror real life sometimes, huh?
I’ve always said that If I could hit the lottery for the exact amount of what I owe on my student loans, I’d be happy. I don’t care that I would still have to work; as I mentioned above, that’s money I’d be able to put away every month once those were paid off.
(Of course, this is still probably what I would do with the money even if I had more than one day to spend it all.)
What would you spend $1,000,000 on if you only had one day to spend it?